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Place a $500 holding deposit on this car and we’ll take it off the market while you arrange the rest.
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Drive Your Dream Car, Sooner.
All applications for credit are subject to lender credit assessment and eligibility criteria. Terms, conditions, fees and charges apply. Stratton Finance Pty Ltd Australian Credit Licence 364340. MM Carz may receive a financial benefit for any referrals to Stratton Finance if your loan settles with one of their panel lenders.
Stratton Finance is a leading finance broker with more than 25 years’ experience helping Australians through the journey of buying assets for their personal and business. With a range of lenders on their panel, a dedicated Stratton broker can explore options that meet your requirements.
Expert brokers who understand your unique finance needs and explore the options that are right for you.
Access to a select panel of lenders — the competitive interest rates and loan terms that could suit you best.
With over 150,000 satisfied customers, Stratton has established itself as Australia’s trusted vehicle finance specialist.
Stratton Finance has been awarded the Best Car Loan award each year from 2021 to 2025 by ProductReview.com.au and Best Large Asset Broker in 2023 and 2024 by WeMoney.
★★★★★
4.8 · 1,000+ reviews
Jessy Alam3 weeks ago
Simon was amazing! He assisted me with my car loan and was thorough throughout the entire process. His communication was excellent, with prompt responses to all my questions, and he made everything clear and easy to understand. Highly recommend Simon for a smooth, stress-free lending experience!
Hiral Patel3 weeks ago
I recently worked with Mark for my car finance, and I could not be happier with the support he provided. He was patient, professional, and incredibly helpful from start to finish, and made sure I understood every step before moving forward.
Ashlee Eakins3 weeks ago
I cannot recommend Stratton Finance and Mark highly enough. He secured a competitive deal and did everything he could to get the finance I needed for my first ever brand new car. He made the whole experience easy and stress free. Thanks again, Mark!
Chris Taylor3 weeks ago
Liam was absolutely fantastic to deal with! He kept me informed every step of the way, explained everything clearly, and went above and beyond to find the best option for my needs. His professionalism made the whole process smooth and stress-free.
Sam Beck3 months ago
I was lucky enough to have Jacob handle my application. He was fantastic and kept me informed throughout. Made applying for the loan for my new caravan hassle free. Highly recommend using Stratton Finance for all your loan brokerage needs.
Katrina Kasparian3 months ago
We had a fantastic experience working with Michael from Stratton Finance. He guided us through everything step by step and gave honest, practical advice about what was actually necessary. Could not have asked for better.
Biraj Parikh3 months ago
I had the pleasure of working with Jessica to arrange the finance for my new car. She organised everything within just two days, making the entire process smooth and stress-free. Clear, consistent communication from start to finish.
Kevin Stothart4 months ago
From the very first phone call, my experience dealing with Rhys was awesome. He was knowledgeable, informative, efficient and kind, and helped me understand every step of the way. The whole process was easy and relatively stress free.
A dedicated finance broker helps you explore interest rate and repayment options from a panel of over 40 lenders.
Once you’re happy with an option that fits, your broker takes you through the application. Approvals can come within 24 to 48 hours.
If approved, your broker guides you through settlement — the paperwork and payment — and then you’re ready to pick up your new car.
Stratton supports you throughout the life of your loan, so you always have the assistance you need.
Set the numbers, or just type your budget in plain English — “a $28k SUV, $4k deposit, over 5 years” or “around $180 a week.”
Indicative, at 8.35% p.a. Estimate only — not a quote or credit offer.
Calculator results are estimates only and not a quote or credit offer. Repayments assume an indicative 8.35% p.a. over the selected term and exclude fees and charges — your actual rate is subject to a lender assessment. Approval criteria, fees, terms and conditions apply. Rate based on the average variable car loan rate (Finder), reviewed June 2026.
A quote takes only a few minutes and won’t affect your credit score. Have these handy to get started — your Stratton broker takes care of the rest.
Your current Australian licence (or photo ID) so we can confirm who you are.
Recent payslips if you’re employed, or business financials if you’re self-employed.
Your address, plus your employment and living situation.
Spotted one with us? We’ll sort out the vehicle details for you.
No. Getting a personalised quote through our finance partner has no impact on your credit score — it's an indicative offer, not a formal credit application.
Finance approvals can take as little as 24 to 48 hours, depending on the lender and your application.
Rates vary with your credit profile, loan amount and the lender. Stratton Finance compares a panel of 40+ lenders to find you a competitive deal.
Often yes — different lenders assess income differently, which is exactly why a broker comparing 40+ lenders helps. Share your situation and we'll point you to the right options.
A balloon is a lump sum deferred to the end of the loan. It lowers your weekly repayments, but you pay (or refinance) the residual when the term ends. The estimator lets you try one.
Usually yes. Some lenders charge a small early-payout fee — your broker will flag any before you sign so there are no surprises.
Yes — that's the whole point. Stratton shops your application across a panel of reputable lenders on your behalf to find a competitive rate.
No impact to your credit score, receive your quote in just a few minutes!
Please note: All applications for credit are subject to lender credit assessment and eligibility criteria. Terms, conditions, fees and charges apply. Stratton Finance Pty Ltd Australian Credit Licence 364340. MM Carz may receive a financial benefit for any referrals to Stratton Finance if your loan settles with one of their panel lenders.