贷款

让梦想座驾,早一点到手。

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所有信贷申请均须通过贷款机构的信用评估并符合相应资格条件。相关条款、条件、费用及收费均适用。Stratton Finance Pty Ltd,澳大利亚信贷牌照号 364340。若你的贷款最终由 Stratton Finance 合作名单中的贷款机构放款,MM Carz 可能会因该推荐而获得经济利益。

MM Carz 已与 Stratton Finance 携手合作,为你的下一辆车带来多种贷款方案。

Stratton Finance 是领先的贷款经纪机构,拥有超过 25 年经验,一路陪伴澳大利亚人完成个人与商业资产的购置。凭借名单中众多的合作贷款机构,专属的 Stratton 顾问能为你找到契合需求的方案。

Stratton 的与众不同
  • 专属服务

    资深贷款顾问懂你的独特需求,为你找出真正合适的方案。

  • 40+ 家贷款机构

    对接精选贷款机构名录——为你争取更有竞争力的利率与贷款条件。

  • 150,000 位客户

    超过 150,000 位客户满意而归,Stratton 已成为澳大利亚值得信赖的车贷专家。

屡获殊荣的贷款顾问

Stratton Finance 奖项 Stratton Finance 奖项 Stratton Finance 奖项 Stratton Finance 奖项 Stratton Finance 奖项 Stratton Finance 奖项

Stratton Finance 连续获得 ProductReview.com.au 评选的 2021 至 2025 年度最佳车贷奖,并于 2023 与 2024 年获 WeMoney 评为最佳大型资产贷款顾问。

★★★★★ 4.8 · 1,000+ reviews
Jessy Alam3 weeks ago
★★★★★

Simon was amazing! He assisted me with my car loan and was thorough throughout the entire process. His communication was excellent, with prompt responses to all my questions, and he made everything clear and easy to understand. Highly recommend Simon for a smooth, stress-free lending experience!

Hiral Patel3 weeks ago
★★★★★

I recently worked with Mark for my car finance, and I could not be happier with the support he provided. He was patient, professional, and incredibly helpful from start to finish, and made sure I understood every step before moving forward.

Ashlee Eakins3 weeks ago
★★★★★

I cannot recommend Stratton Finance and Mark highly enough. He secured a competitive deal and did everything he could to get the finance I needed for my first ever brand new car. He made the whole experience easy and stress free. Thanks again, Mark!

Chris Taylor3 weeks ago
★★★★★

Liam was absolutely fantastic to deal with! He kept me informed every step of the way, explained everything clearly, and went above and beyond to find the best option for my needs. His professionalism made the whole process smooth and stress-free.

Sam Beck3 个月前
★★★★★

I was lucky enough to have Jacob handle my application. He was fantastic and kept me informed throughout. Made applying for the loan for my new caravan hassle free. Highly recommend using Stratton Finance for all your loan brokerage needs.

Katrina Kasparian3 个月前
★★★★★

We had a fantastic experience working with Michael from Stratton Finance. He guided us through everything step by step and gave honest, practical advice about what was actually necessary. Could not have asked for better.

Biraj Parikh3 个月前
★★★★★

I had the pleasure of working with Jessica to arrange the finance for my new car. She organised everything within just two days, making the entire process smooth and stress-free. Clear, consistent communication from start to finish.

Kevin Stothart4 个月前
★★★★★

From the very first phone call, my experience dealing with Rhys was awesome. He was knowledgeable, informative, efficient and kind, and helped me understand every step of the way. The whole process was easy and relatively stress free.

流程

四步,拿到车钥匙。

  1. 01

    找到最合适的方案

    专属贷款顾问带你在 40 多家贷款机构中,比较利率与还款方案。

  2. 02

    提交申请

    选定满意的方案后,顾问会带你完成申请。审批最快 24 至 48 小时内下来。

  3. 03

    车钥匙 & 款项到手

    获批之后,顾问会陪你走完交割——文件与付款——接着你就可以去提新车了。

  4. 04

    持续支持

    在整个贷款期内,Stratton 一直陪着你,随时提供你需要的帮助。

智能试算

每周要花你多少?

拖动数字,或者直接用大白话输入你的预算——「$28k 的 SUV,$4k 首付,分 5 年」,或者「每周 $180 左右」。

$30,000
$5,000
贷款期限
0%
预估还款 $0/周  
每月
——
贷款总额
——
利息总额
——

参考年利率 8.35% p.a.,仅为估算——非报价或授信要约。

试算结果仅为估算,不构成报价或授信要约。还款额按所选期限、参考年利率 8.35% p.a. 计算,未含各项费用——你的实际利率以贷款机构评估为准。审批标准、费用及条款条件适用。利率参考车贷平均浮动利率(Finder),数据更新于 June 2026。

申请很简单

你需要准备什么

获取报价只需几分钟,且不影响你的信用评分。备好这些就能开始——其余的交给你的 Stratton 顾问。

  • 有效的驾驶执照

    你现行的澳大利亚驾照(或带照片的身份证件),用于核实你的身份。

  • 收入证明

    受雇的话提供近期工资单;自雇的话提供公司财务报表。

  • 一些个人信息

    你的住址,以及工作与居住情况。

  • 看中的那辆车——如果已经找到

    在我们这儿看中了?车辆资料由我们帮你搞定。

值得了解

贷款疑问,一次说清。

申请会影响我的信用评分吗?

不会。通过我们的贷款伙伴获取专属报价不会影响你的信用评分——那只是参考方案,并非正式的授信申请。

审批需要多久?

贷款审批最快 24 至 48 小时,具体取决于贷款机构和你的申请情况。

我能拿到什么利率?

利率因个人信用状况、贷款金额和机构而异。Stratton Finance 会横向比较 40 多家贷款机构,为你找到有竞争力的方案。

临时工或兼职收入也能贷款吗?

通常可以——不同机构对收入的评估方式不同,这正是由顾问横向比较 40 多家机构的价值所在。把你的情况告诉我们,我们会为你指出合适的选择。

什么是尾款(残值)?

尾款是延后到贷款期末一次性支付的金额。它能降低你的每周还款,但期限届满时你需要付清(或再融资)这笔残值。可以在试算器里试试看。

可以提前还清贷款吗?

通常可以。部分机构会收取少量提前结清费——签约前顾问都会先提示,绝不让你意外。

Stratton 会帮我比较多家贷款机构吗?

会——这正是重点所在。Stratton 会代你把申请拿到多家信誉良好的贷款机构去比价,争取有竞争力的利率。

你的梦想座驾,就在前方

不影响信用评分,几分钟就能拿到报价!

点击这里,立即开始!

请注意: 所有信贷申请均须通过贷款机构的信用评估并符合相应资格条件。相关条款、条件、费用及收费均适用。Stratton Finance Pty Ltd,澳大利亚信贷牌照号 364340。若你的贷款最终由 Stratton Finance 合作名单中的贷款机构放款,MM Carz 可能会因该推荐而获得经济利益。