貸款

更快揸到你心水嘅車。

撳呢度開始!

所有信貸申請均須通過貸款機構嘅信貸評估同資格審查。條款、細則、費用同收費適用。Stratton Finance Pty Ltd 澳洲信貸牌照 364340。如你嘅貸款喺佢哋其中一間合作貸款機構落實,MM Carz 就任何轉介可能會收到財務利益。

MM Carz 同 Stratton Finance 合作,為你下架車嘅購買提供貸款選擇。

Stratton Finance 係一間領先嘅貸款經紀,超過 25 年經驗,幫澳洲人處理個人同商業資產購買嘅整個過程。佢哋合作嘅貸款機構種類多,專屬 Stratton 經紀可以幫你搵到啱你需求嘅選擇。

Stratton 嘅與別不同之處
  • 個人化服務

    專業經紀明白你獨特嘅財務需要,同你一齊搵最啱你嘅方案。

  • 40+ 間貸款機構

    接通我哋精選嘅貸款機構陣容 —— 為你搵到最有競爭力嘅利率同貸款條款。

  • 150,000 位客戶

    超過 150,000 位滿意客戶,Stratton 已經成為澳洲信得過嘅車輛貸款專家。

得獎經紀

Stratton Finance 獎項 Stratton Finance 獎項 Stratton Finance 獎項 Stratton Finance 獎項 Stratton Finance 獎項 Stratton Finance 獎項

Stratton Finance 由 2021 至 2025 年連續每年榮獲 ProductReview.com.au 頒發最佳車貸獎,仲喺 2023 同 2024 年獲 WeMoney 頒發最佳大型資產經紀獎。

★★★★★ 4.8 · 1,000+ reviews
Jessy Alam3 weeks ago
★★★★★

Simon was amazing! He assisted me with my car loan and was thorough throughout the entire process. His communication was excellent, with prompt responses to all my questions, and he made everything clear and easy to understand. Highly recommend Simon for a smooth, stress-free lending experience!

Hiral Patel3 weeks ago
★★★★★

I recently worked with Mark for my car finance, and I could not be happier with the support he provided. He was patient, professional, and incredibly helpful from start to finish, and made sure I understood every step before moving forward.

Ashlee Eakins3 weeks ago
★★★★★

I cannot recommend Stratton Finance and Mark highly enough. He secured a competitive deal and did everything he could to get the finance I needed for my first ever brand new car. He made the whole experience easy and stress free. Thanks again, Mark!

Chris Taylor3 weeks ago
★★★★★

Liam was absolutely fantastic to deal with! He kept me informed every step of the way, explained everything clearly, and went above and beyond to find the best option for my needs. His professionalism made the whole process smooth and stress-free.

Sam Beck三個月前
★★★★★

I was lucky enough to have Jacob handle my application. He was fantastic and kept me informed throughout. Made applying for the loan for my new caravan hassle free. Highly recommend using Stratton Finance for all your loan brokerage needs.

Katrina Kasparian三個月前
★★★★★

We had a fantastic experience working with Michael from Stratton Finance. He guided us through everything step by step and gave honest, practical advice about what was actually necessary. Could not have asked for better.

Biraj Parikh三個月前
★★★★★

I had the pleasure of working with Jessica to arrange the finance for my new car. She organised everything within just two days, making the entire process smooth and stress-free. Clear, consistent communication from start to finish.

Kevin Stothart四個月前
★★★★★

From the very first phone call, my experience dealing with Rhys was awesome. He was knowledgeable, informative, efficient and kind, and helped me understand every step of the way. The whole process was easy and relatively stress free.

流程

四步就攞到車匙。

  1. 01

    搵到最抵嘅方案

    專屬貸款經紀幫你喺超過 40 間貸款機構陣容入面,比較利率同還款方案。

  2. 02

    遞交申請

    當你揀啱一個啱心水嘅方案,經紀就會帶你完成申請。最快 24 至 48 小時就有批核結果。

  3. 03

    車匙同資金到手

    一旦批核,經紀會帶你走完交收流程 —— 包括文件同付款 —— 之後你就可以攞你部新車。

  4. 04

    持續支援

    喺你成個貸款期內,Stratton 都會一直支援你,令你隨時有需要嘅協助。

智能估算器

每星期要畀幾多錢?

自己設定數字,或者直接用日常語言打你嘅預算 —— 「一部 $28k 嘅 SUV,$4k 首期,分 5 年」或者「大約每星期 $180」。

$30,000
$5,000
貸款年期
0%
預計還款額 $0/週  
每月
貸款總額
利息總額

以每年 8.35% 計算,僅供參考。只係估算 —— 唔係報價,亦唔係信貸提供。

計算結果只係估算,唔係報價,亦唔係信貸提供。還款額以每年 8.35% 嘅參考利率、按所選年期計算,並唔包括各項費用同收費 —— 你嘅實際利率須經貸款機構評估。批核條件、費用、條款及細則適用。利率參考平均浮動車貸利率(Finder),2026 年 6 月覆核。

申請好簡單

你需要準備嘅嘢

報價只需幾分鐘,亦唔會影響你嘅信貸評分。準備好以下嘢就可以開始 —— 其餘嘅就交畀你嘅 Stratton 經紀處理。

  • 有效嘅駕駛執照

    你現時嘅澳洲車牌(或者有相嘅身份證明),等我哋確認你嘅身份。

  • 收入證明

    如果你係受僱,就近期嘅糧單;如果係自僱,就生意嘅財務報表。

  • 少少個人資料

    你嘅地址,以及你嘅就業同居住情況。

  • 部車 —— 如果你已經睇中咗

    喺我哋度睇中咗?我哋會幫你搞掂車輛嘅資料。

值得留意

貸款問題,一次過解答。

申請會唔會影響我嘅信貸評分?

唔會。透過我哋嘅貸款夥伴攞個人化報價,對你嘅信貸評分冇任何影響 —— 呢個係參考性報價,唔係正式嘅信貸申請。

批核要幾耐?

貸款批核最快 24 至 48 小時,視乎貸款機構同你嘅申請而定。

我會攞到咩利率?

利率會因你嘅信貸狀況、貸款金額同貸款機構而有所不同。Stratton Finance 會比較 40+ 間貸款機構,為你搵到有競爭力嘅方案。

散工或者兼職收入可唔可以申請貸款?

好多時可以 —— 唔同貸款機構評估收入嘅方法都唔同,正因如此,一個比較 40+ 間貸款機構嘅經紀先幫到手。話畀我哋知你嘅情況,我哋就會為你指出啱嘅方案。

咩係尾期(殘值)付款?

尾期係一筆延到貸款期尾先畀嘅整付金額。佢可以降低你嘅每週還款,但年期完結時你要畀(或者再融資)呢筆殘值。呢個估算器畀你試吓。

我可唔可以提早還清貸款?

通常可以。有啲貸款機構會收少少提早還款費 —— 你嘅經紀喺你簽約前會事先提你,等你冇意外驚喜。

Stratton 會唔會幫我格多間貸款機構?

會 —— 呢個正正就係重點。Stratton 會代你喺一眾信譽良好嘅貸款機構陣容度格價,幫你搵到有競爭力嘅利率。

你嘅夢想座駕正等緊你

唔影響信貸評分,幾分鐘就攞到報價!

撳呢度開始!

請注意: 所有信貸申請均須通過貸款機構嘅信貸評估同資格審查。條款、細則、費用同收費適用。Stratton Finance Pty Ltd 澳洲信貸牌照 364340。如你嘅貸款喺佢哋其中一間合作貸款機構落實,MM Carz 就任何轉介可能會收到財務利益。